Under+direction+of+RBI+that+from+1st+April+2016+the+clearing+of+cheques+would+be+done+on+the+same+day+in+house+where+cheque+is+deposited+i.e.+with+any+Bank+whether+Nationalised+%26+co+-+operative+etc.+and+while+screening+if+there+is+insufficiency+of+fund+the+bounced+chq+cannot+be+represented+again+%26+payee+if+need+be+will+have+to+file+legal+complaint+under+section+138+System+will+change%3Cbr+%2F%3E%0D%0ATake+care+of+cheques+issued%3Cbr+%2F%3E%0D%0A%3Cbr+%2F%3E%0D%0A+%3Cbr+%2F%3E%0D%0A%3Cbr+%2F%3E%0D%0A1-+ECS+will+be+replaced+with+NACH+from+01%2F04%2F2016.%3Cbr+%2F%3E%0D%0A2-+Kindly+ensure+that+al